BJF Appraisals is approved for FHA appraisals

BJF Appraisals is Texas state certified and on the FHA Roster of approved residential appraisers.  If you have an FHA-secured loan, be sure to get with BJF Appraisals, as we are approved and qualified to produce FHA appraisal reports. A certain amount of the continuing training our staff at BJF Appraisals completes deals exclusively with decoding the FHA's documentation and their rules and procedures.

Be sure to contact BJF Appraisals if you need an appraisal done for an FHA-secured loan.

An FHA loan is underwritten by the Federal Housing Administration, a federal agency within the U.S. Department of Housing and Urban Development (HUD). No part of the loan is provided by the FHA. What the FHA does is ensure that the mortgage is insured in case the borrower defaults on his or her loan obligations. Low-income and moderate-income homebuyers benefit the most from FHA-secured loan programs. The point of the Federal Housing Administration is to aid credit-worthy potential buyers get approved for mortgages that they otherwise would not. Remember, the FHA deviates from the VA appraiser panel in that the lender can choose the appraiser.

Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. FHA loan programs are particularly beneficial to those consumers with less accumulated funding.
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